GTPL

RTM(Real Time Money)

Overview :

The RTM Lending Mobile App is a Python-based native application designed to connect borrowers and lenders on a seamless digital platform. It offers personal, K-12 educational, and business loans without traditional documentation or collateral requirements. The app also provides small investors with an opportunity to lend money easily without visiting a bank

Key Features :

Borrower App:

  • Registration and login via social media accounts.
  • Loan request and management, including extensions and foreclosures.
  • Real-time loan application tracking and credit limit enhancement.
  • Support for multiple loan purposes, such as medical emergencies, business expansions, and educational needs.

Lender App:

  • Registration and investment management.
  • Loan disbursement with real-time borrower requests.
  • Portfolio management and visibility controls (online/offline).
  • Revenue sharing and returns tracking.

Admin Panel:

  • Loan and user management via a web service.
  • Integration of APIs for document verification and push notifications.
  • Real-time transaction monitoring and approval workflows.

System Features:

  • Automated notifications (email, SMS, push alerts) for key transactions.
  • Secure handling of sensitive data with SSL encryption.
  • Multilingual and multi-currency support.

Technical Specifications

 

  • Platform: Android (10+), iOS (10+).
  • Frameworks: Django, Bootstrap, Ionic.
  • Database: PostgreSQL.
  • Programming Languages: Python, JavaScript, React Native, Objective-C (iOS).

Unique Selling Points

 

  • Hassle-free loans without collateral or guarantors.
  • Instant loan approvals through automated systems.
  • Convenient platform for small investors to diversify their investments.
  • Transparent and user-friendly mobile interface.
About US

We are an company with extensive experience building AI and Web3 based solutions that cater to diverse industry needs

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